Commercial Crime Insurance: Protect Against Crimes

Commercial crime insurance protects businesses from financial losses due to crimes. This includes employee theft, forgery, robbery, and fraud.

Mitigate risks and protect your business.

Why do you need crime insurance?

Prevent financial setbacks

Protection against employee theft

Shield businesses from financial losses caused by employee theft or embezzlement, a prevalent concern across industries.

Win the Trust of Investors

Coverage for fraudulent activities

Safeguard against forgery, electronic funds transfer fraud, and other fraudulent acts, mitigating the impact on your company’s finances.

Keep your personal finances safe

Mitigating cybercrime risks

Covers losses resulting from cyber-related crimes like data breaches, hacking, and cyber extortion, crucial in today's technology-dependent landscape.

Attract the best people

Third-party theft protection

Protect from losses incurred due to external crimes such as burglary, robbery, or other unauthorized access to company assets.

Reassurance for Big choices

Legal cost and investigation coverage

Manage expenses related to investigating crimes within the business and cover legal fees, minimizing financial strain during such incidents.

Navigate regulatory compliance

Reputation preservation

Crime insurance aids in maintaining a business's reputation by mitigating financial losses, contributing to post-incident recovery and brand image preservation.

D&O insurance

Why buy commercial crime insurance from Pazcare?

Tailored Protection

Tailored coverage

Pazcare might offer customizable policies that suit the specific needs of businesses, allowing them to select the coverage options most relevant to their industry and risks.

Expert Guidance

Competitive rates

Pazcare may provide competitive pricing for their insurance products, making their policies attractive to businesses seeking comprehensive coverage at reasonable costs.

Competitive Pricing

Experience and expertise

Pazcare might have a reputation for expertise in commercial crime insurance, providing knowledgeable support and guidance to businesses in understanding and mitigating their risks.

Innovative and Agile

Claims handling and support

The company might offer efficient claims processing and dedicated support to help businesses navigate through the claims process smoothly in case of any covered incidents.

What is included in commercial crime insurance coverage?

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Employee Theft

Protection against losses due to forged or altered checks, drafts, promissory notes, or other financial instruments.

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Forgery or alteration

Protection against losses due to forged or altered checks, drafts, promissory notes, or other financial instruments.

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Computer Fraud

Safeguards against losses resulting from unauthorized access to computer systems, hacking, or other cybercrimes.

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Funds transfer fraud

Coverage for losses due to fraudulent electronic fund transfers or fraudulent instructions to transfer funds.

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Theft of money and securities

Insurance against physical theft of money, securities, or property by outsiders or employees.

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Robbery or burglary

Coverage for losses resulting from robbery or burglary involving forceful entry or exit from premises.

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Extortion

Protection for losses incurred due to threats of harm, property damage, or information disclosure unless payment is made.

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Peace of Mind

Protect yourself from unexpected legal challenges.

Build Trust

Show stakeholders your commitment to excellence.

Stay Prepared

Equip yourself for the future’s uncertainties.

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🤙 Talk to our Business Insurance expert.

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🤝 Help our experts understand your business challenges and needs

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🧩 We’ll get back to you with the best recommendations.

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🙌 You finalize the plan that best suits you.

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🌟 That’s it. You are now secured!

FAQs about Crime Insurance

What is a commercial crime insurance policy?

Commercial crime insurance is a type of policy that provides coverage and protection to businesses against financial losses resulting from various criminal acts. This policy safeguards businesses from risks such as theft, fraud, embezzlement, forgery, cybercrime, employee dishonesty, and other illicit activities committed by employees or third parties.

What is a commercial crime coverage form?

A commercial crime coverage form is a document or contract outlining the specific details, terms, and conditions of a commercial crime insurance policy. It delineates the types of coverage provided, exclusions, limits of coverage, deductibles, and other essential information regarding insurance protection against different types of criminal activities.

What is a commercial insurance example?

A commercial insurance example could be a policy tailored for a retail business that includes various types of coverage such as general liability, property insurance, workers' compensation, and specifically, commercial crime insurance. This comprehensive coverage protects the retail business against diverse risks, including theft, property damage, customer injuries, employee dishonesty, and more.

What do you mean by crime insurance?

Crime insurance refers to insurance coverage designed to protect individuals or businesses against financial losses resulting from criminal activities. It typically includes various forms of coverage, such as commercial crime insurance for businesses or personal crime insurance for individuals, providing protection against theft, fraud, forgery, embezzlement, cybercrime, and other criminal acts.