Employee Health Matters Handbook 2026

of all hospitalizations, maternity is your single largest claims chapter. 62% of those deliveries are C -sections. 87% involve surgery, complications, or neonatal care. Only 13% are routine. If your policy doesn't account for this, you're underinsured.

of all lipid abnormalities are found in employees aged 20–35. A male employee aged 31–35 already has a 48% chance of abnormal blood pressure. These are not future risks.They're already in your workforce, undetected and unmanaged

of women aged 20–30 have abnormal HDL cholesterol; the single most prevalent screening finding in young women, and a direct precursor to pregnancy complications. It's building before your maternity claims do.

employees in therapy are returning for multiple sessions. Anxiety is the primary concern for nearly 3 in 10 users. This is not a wellness program problem- it's a signal about how work is structured.

injury claims come from your direct employees and not just dependents. Injuries are the third-largest chapter, give zero warning, and average claim costs rose 9.6% in a single year.

of ranked cancer claims come from parents. A parent cardiac claim costs 50% more than an employee one. If you cover parents, this is your fastest-growing cost exposure, and it compounds every year.