The Future of Health Insurance: How Flexibility Can Make Employee Benefits Better
Learn how flexible health insurance plans at workplace can make a difference.
By Pazcare
October 14, 2024
Group Health Insurance Premium Calculator
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Total estimated yearly premium
*only basic terms and conditions applied
₹ 100,000
₹ 5,000 per life
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Claim settlement ratio (2019-20) | |
Network hospitals | |
| 76.04% | 7000+ | |||
|
Total GHI lives insured (2020-21) | |
Total GHI claims incurred (2020-21) | |
| 41.9 Lakhs | Rs 357 crores | |||
|
TPA | |||
| In-house TPA |
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Group Health Insurance Premium Calculators
About group health insurance premium calculator
A group health insurance premium calculator from Pazcare is a free online tool that provides you with an estimated group health insurance premiums for different factors affecting the premiums of the policy. These factors can be number of employees covered, type of policy say if its an employee only policy or employee, spouse, children policy, demographic area of the organization, sum insured opted for, etc.
By submitting the basic information like age, sum insured/year, coverage details, and similar factors to derive the policy premium, that has to be paid annually to the insurance company.
How to calculate group health insurance premiums online from Pazcare?
With the help of an online premium calculator from Pazcare, you can now get an estimate for your group health insurance plan in just a few steps. The Pazcare premium calculator is absolutely free of cost. You can use the premium calculator to not just get an estimate for your insurance policy but also to compare the prices with multiple insurers. Just follow these simple steps to use the online premium calculator.
- Make sure you fill up basic details like employee count, coverage details, sum insured/year, and similar information that is asked.
- After filling up the basic details, click the calculate premium button.
- The estimated amount for your group health insurance plan shall be displayed on your screen.
- You can alter your choices of coverage features and see the change in the premium amount as well.
Benefits of using a group health insurance premium calculator from Pazcare
Helps you in financial planning
The premium calculator from Pazcare provides you with an estimate of the premium for the group health insurance policy you are looking to purchase. You can allocate your budget accordingly and help you effectively plan your finances for your organization.
Purchase group health insurance as per your requirements
The health insurance consultants from Pazcare makes sure your policy is tailor-made according to your requirements. Using the group health insurance premium calculator from Pazcare can help you choose the right insurance policy that has adequate coverage after adjusting your requirements to make it affordable. The online premium calculator helps you in your insurance purchase decision by ensuring you get the policy in your budget that perfectly meets your requirements.
Reduces dependencies of an insurance advisor
By simply using the online Pazcare premium calculator, you will no longer depend on an insurance advisor frequently to tell you the premium amount for your group insurance policy. You can easily use the premium calculator and get the estimate displayed on your screen.
Group health insurance premium chart
The annual premiums of your group health insurance policy is dependent on certain factors. As discussed above they are sum insured, average age of the policy members, type of plan opted, and other factors. However, Pazcare ensures you that the group health insurance quotes are provided at comprehensive premiums. Here are the factors that are affecting the annual premiums
How to reduce group health insurance premiums?
Paying high premiums for your group health insurance can be daunting. Here are a few tips to reduce premiums for your group health insurance if you are planning to provide employee insurance benefits to your employees but you are on a budget.
Go for a policy with lower sum insured
Your group health insurance premiums are lower for plans with a lower sum insured. In order to save on premiums, get a policy with a lower sum insured. With Pazcare you can provide sum-insured starting from 1 lakh, to 1 crore and more.
Opting for an employee only cover
If you are a start-up or a small business, and wish to provide an employee group health insurance cover to your employees, you can opt for an employee only cover from Pazcare. This policy just covers your employees and not their family members. This type of policy can significantly reduce the premiums.
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For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
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Group health insurance premium calculator FAQs
What details do I need to provide while using the health insurance premium calculator?
In order to use the online group health insurance premium calculator, make sure you fill in basic details like employee count, sum insured/year, and coverage details and the estimated figure shall be displayed on your screen.
How much time do I require to spend online for the calculation of insurance premiums?
You can calculate the premium for your group health insurance policy at Pazcare in just two steps. Fill up the details asked and click the get quote. The estimated premium amount shall appear on your screen.
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